WHAT CLIENTS ASK THE MOST

A sub-prime mortgage is a type of home loan offered to borrowers with limited or poor credit history, often resulting in higher interest rates compared to traditional mortgages.  These loans are typically characterized by higher interest rates and can be more expensive than conventional mortgages due to the increased risk for the lender.

Refinancing your current mortgage is typically only recommended when it is financially beneficial to the borrower.  You may be able to reduce your interest rate, combine other debts or remove mortgage insurance.  Give me a call to chat about your options and what would be best in your specific scenario.

The majority of clients will prefer a fixed rate mortgage.  It may be beneficial to take an adjustable rate mortgage depending on your specific scenario.  Give me a call to discuss what options you have and what type of loan is best for your specific scenario.